Creative industries are rife with survivorship bias.
Trying to make a living as a creator is a risky proposition. Taking on student loans is a massive gamble. Quitting your job to pursue creating can be disastrous.
Think carefully before you leap without a safety net.
THERE IS NO SHAME IN WORKING A "NORMAL" JOB TO SUPPORT YOURSELF.
It's fine, you're every bit the same amount of a "real" creator as the person who makes their money from creating.
Money does not legitimize you as a creator.
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